Home and Investment Loans
Loans by rate type:
- Standard variable rates
- 1st year
discount (Honeymoon) rates (fixed & variable)
- Fixed rates from 1 to 10 years
- 100% offset loans
- Principal & interest loans
- Interest Only loans
- Interest in advance loans
Loans by category:
- 100% No-Deposit *
- 97% & 95% Home *
- 95% Investment *
* Mortgage insured products – genuine savings required
- 90% loans – no genuine savings required
- 90% loans - non -mortgage insured
- Land and construction
- Bridging finance
- Low document
- Lines of Credit / Home Equity loans
- Reverse mortgages
Business/Commercial Finance
- Overdrafts for working capital
- Term / mortgage loans
- P& I and Interest Only options
- Fixed and variable rates
- Debtor financing (Factoring)
- Interest rate hedging products
- Construction and property development
- Mezzanine finance
- Lease, Hire Purchase, Chattel Mortgage, Bills of Sale
- All forms of business equipment and machinery, vehicles, office furniture and fitouts.
- Agricultural, Marine and Air
- Structured repayment plans available
- Floor plan finance
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- Loans up to 70% LVR
- Interest Only terms
- Most any purpose
- Loan terms up to 2
years
- Limited financials required
- First or Second
mortgage security
- Urgent settlements
available (< 1 week)
- Up to 97% - mortgage insured
- Up to 80% - non-mortgage insured
- Variable or Fixed rates
- 100% off set available
- No ongoing fees options
- Low doucment options
- Loans up to 85% - Limited financial
information required
- Loans up to 65% - No financial
information required
- Self employed or PAYG borrowers, investors
- A1 credit or impaired credit
- Start up businesses
- Home, investment or business purposes
- From A1 credit to poor credit history (including recently discharged bankrupts)
- Mature age borrowers
Deposit Bonds
- Available for terms from 1 month up to 3 years
- For established properties and off the plan purchases
- Bond amounts up to $50,000
Finance for Special Situations
- Professional Packages
- Rural properties
- Owner builders
- Bridging finance
- Off the Plan Purchases
- Removal homes
- Second mortgages
- Overseas borrowers
- Small units > 50sqm
- Loans over $1M